Tuesday, October 21, 2008

Small Business Could Save America: If the Dems would let them

I am a recent casualty of the mortgage crisis. No I am not a home owner that lost their home to foreclosure. I am a former employee of a management company. What is a management company you ask? Well they are companies that basicly take future or current homeowners through the process of getting approved for a new loan. Whether they be first time buyers or refinance customers. They can perform the credit checks, titles, closings and appraisals of homes. They are the governments answer to stopping the inflating of values on homes and to make sure people are not approved for loans they can not afford.

Well my former employer is feeling the crunch over the past few months they have been laying off a number of people at a time. I was a casualty in their most recent round of layoffs. Let me tell you working for a corporation is not what it is cracked up to be anymore. When company's like Ebay and Yahoo have to cut their staff. That is a sign they can no longer carry the load of employing the nations workers. Here is where the small business owners come into play. In the past they have been the unsung heros of many an economy. During the feudal era they saved the gentry and they were known as the merchant class. Self made individuals that had the know how, business sense and money to rejuvenate the economy. They change the face of Europe and created a new frontier for a countries that had huge seperation between the rich and the poor. They are the in between that brings balance in an unbalanced world.

The American economy is now in great jeopardy and with the rising unemployment rate itlooks that it will not get any better. Unless the next president does not punish these small business owners with increase in taxes. Requiring these small business owners to have to layoff their employees because they can no longer afford to employ them. Now Obama has tried to say that he will give these small business owners breaks on health insurance and other employer funded benefits. Unfortunately that is no help for these small business owners. It will not increase the funds they have available to employee people to work in their business. Nor will it help those who would like to start their own business and employee a certain number of people. Because at the end of the day it will cost them more to own their own business then to work for someone else. The economy will not show any growth with out small business. It will stagnate and eventually go into a major decline.

There are those who would say that I am sounding an alarm that is not necessary. After doing research on companies like ebay. A site that is used by many small business owners that often employ people to help in the selling of products on this widely used website. Not to mention the large retailers that sub-contract to individuals to sell their refurbished products. Companies like Best Buy and Circuit city. The list goes on. Ebay has allowed people to be entreprenuers where otherwise they would not. To become self made individuals that are not dependent upon big business to put food on their tables or clothes on their backs. As a former ebayer I can attest to the endless possibilities that ebay can provide. From help with market and displaying your product to the cost of shipping and receiving payment from potential buyers. All this on one site.
So if you believe in the American dream and want to see if you can reach your ultimate potential. Make the right decision and don't give those dems a chance to destroy what makes America great.

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